50/30/20 Budget Split
Enter your monthly after-tax income to see the ideal budget breakdown.
Needs (50%)
$0
Wants (30%)
$0
Savings (20%)
$0
Worked example
With the default inputs shown below, this calculator returns the following results:
| Input | Value |
|---|---|
| Monthly after-tax income ($) | $5,000 |
| Actual needs spending ($) | $2,800 |
| Actual wants spending ($) | $1,200 |
| Actual savings ($) | $1,000 |
| Result | Value |
|---|---|
| Needs (50%) | $2,500 |
| Wants (30%) | $1,500 |
| Savings (20%) | $1,000 |
Values shown are produced by this page in your browser; change any input to update them.
How to use the 50/30/20 Budget Split
- Monthly after-tax income ($) — default $5,000
- Actual needs spending ($) — default $2,800
- Actual wants spending ($) — default $1,200
- Actual savings ($) — default $1,000
- Press Calculate to update the results instantly.