Home Equity
Enter your home value and mortgage balance to see your equity position.
Your home equity
$0
Equity percentage: 0%
Equity percentage
0%
Available for HELOC (80% LTV)
$0
LTV ratio
0%
Loan-to-value (incl. liens)
0%
Worked example
With the default inputs shown below, this calculator returns the following results:
| Input | Value |
|---|---|
| Current home value ($) | $450,000 |
| Mortgage balance ($) | $250,000 |
| Other liens ($) | $0 |
| Result | Value |
|---|---|
| Your home equity | $200,000 |
| Equity percentage | 44.4% |
| Available for HELOC (80% LTV) | $110,000 |
| LTV ratio | 55.6% |
| Loan-to-value (incl. liens) | 55.6% |
Values shown are produced by this page in your browser; change any input to update them.
How to use the Home Equity
- Current home value ($) — default $450,000
- Mortgage balance ($) — default $250,000
- Other liens ($) — default $0
- Press Calculate to update the results instantly.