Compound Interest Calculator

See how your investments grow — the split between what you put in and what compounding adds.

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Compound Interest Calculator

Set your starting investment, monthly additions, and assumptions.

Final balance
$0
Total contributed
$0
Interest earned
$0
Growth on contributions
0%
Inflation-adjusted value
$0

Worked example

With the default inputs shown below, this calculator returns the following results:

InputValue
Initial investment ($)$10,000
Monthly contribution ($)$200
Annual return rate (%)8%
Time period (years)20
Compound frequencyMonthly
ResultValue
Final balance$167,857
Total contributed$58,000
Interest earned+$109,857
Growth on contributions189.4%
Inflation-adjusted value$92,939

Values shown are produced by this page in your browser; change any input to update them.

How to use the Compound Interest Calculator

  1. Initial investment ($) — default $10,000
  2. Monthly contribution ($) — default $200
  3. Annual return rate (%) — default 8%
  4. Time period (years) — default 20
  5. Compound frequency — default Monthly
  6. Press Calculate to update the results instantly.

Frequently asked questions

Sources & references