Present Value Calculator

What is a future sum of money worth today? Discount it back to the present.

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Present Value

Enter the future value, discount rate, and time period.

Present value
$0
Discount factor: 0.00
Future value
$0
Discount factor
0.00
Total discount
$0
Annual discount
$0/yr

Worked example

With the default inputs shown below, this calculator returns the following results:

InputValue
Future value ($)$100,000
Discount rate (%)7%
Time period (years)10
ResultValue
Present value$50,835
Future value$100,000
Discount factor0.5083
Total discount$49,165
Annual discount$4,917/yr

Values shown are produced by this page in your browser; change any input to update them.

How to use the Present Value

  1. Future value ($) — default $100,000
  2. Discount rate (%) — default 7%
  3. Time period (years) — default 10
  4. Press Calculate to update the results instantly.

Frequently asked questions

Sources & references