Monthly Budget
Enter your monthly income and expenses to see your budget position.
Monthly surplus / deficit
$0
Savings rate: 0%
Total expenses
$0
Savings rate
0%
Housing cost ratio
0%
Annual surplus
$0
Worked example
With the default inputs shown below, this calculator returns the following results:
| Input | Value |
|---|---|
| Monthly income (after tax) | 5000 |
| Housing (rent/mortgage) | 1500 |
| Food & groceries | 600 |
| Transportation | 300 |
| Utilities & bills | 250 |
| Insurance | 200 |
| Entertainment & dining | 300 |
| Other expenses | 350 |
| Result | Value |
|---|---|
| Monthly surplus / deficit | +$1,500 |
| Total expenses | $3,500 |
| Savings rate | 30.0% |
| Housing cost ratio | 30.0% |
| Annual surplus | $18,000 |
Values shown are produced by this page in your browser; change any input to update them.
How to use the Monthly Budget
- Monthly income (after tax) — default 5000
- Housing (rent/mortgage) — default 1500
- Food & groceries — default 600
- Transportation — default 300
- Utilities & bills — default 250
- Insurance — default 200
- Entertainment & dining — default 300
- Other expenses — default 350
- Press Calculate to update the results instantly.