Bucket Retirement Strategy Calculator

Allocate retirement savings across three buckets — immediate cash, medium-term income, and long-term growth. Enter retirement pot to see each bucket's amount.

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Bucket Retirement Strategy

Allocate retirement savings across three buckets — immediate cash, medium-term income, and long-term growth. Enter retirement pot to see each bucket's amount.

Years covered by buckets
20 yrs
Total: $1,000,000

Worked example

With the default inputs shown below, this calculator returns the following results:

InputValue
Total retirement nest egg ($)$1,000,000
Annual expenses in retirement ($)$50,000
ResultValue
Years covered by buckets20.0 yrs

Values shown are produced by this page in your browser; change any input to update them.

How to use the Bucket Retirement Strategy

  1. Total retirement nest egg ($) — default $1,000,000
  2. Annual expenses in retirement ($) — default $50,000
  3. Press Calculate to update the results instantly.

Frequently asked questions

Sources & references