ETF Calculator
Enter the starting amount, monthly contribution, return and expense ratio.
Final value after fees
β
Enter values above
Total contributed
β
Investment growth
β
Total fees paid
β
Value with no fees
β
Fee drag per year
β
Worked example
With the default inputs shown below, this calculator returns the following results:
| Input | Value |
|---|---|
| Initial investment ($) | 10000 |
| Monthly contribution ($) | 500 |
| Expected gross return (%) | 7 |
| Expense ratio (%) | 0.1 |
| Years | 20 |
| Result | Value |
|---|---|
| Final value after fees | $296,916 |
| Total contributed | $130,000 |
| Investment growth | $166,916 |
| Total fees paid | $3,935 |
| Value with no fees | $300,851 |
| Fee drag per year | $197 |
Values shown are produced by this page in your browser; change any input to update them.
How to use the ETF Calculator
- Initial investment ($) β default 10000
- Monthly contribution ($) β default 500
- Expected gross return (%) β default 7
- Expense ratio (%) β default 0.1
- Years β default 20
- Press Calculate to update the results instantly.
Frequently asked questions
Because it is charged on the whole balance every year for as long as you hold the fund. On a large portfolio a single tenth of a percent can be worth thousands over a couple of decades.
Use the gross expected market return here and let the calculator subtract the fee, so the fee drag is visible rather than hidden.
No. Tax on dividends and capital gains depends on your account type and jurisdiction, and can matter as much as the fee. Model it separately if it applies to you.