Expense Ratio Drag
Compare two ETFs with different expense ratios.
Fees paid over 30 years
$0
Low-fee: $0 · High-fee: $0
Low-fee final value
$0
High-fee final value
$0
Difference
$0
Low-fee total fees
$0
High-fee total fees
$0
Fee savings
$0
Worked example
With the default inputs shown below, this calculator returns the following results:
| Input | Value |
|---|---|
| Initial investment ($) | $100,000 |
| Monthly contribution ($) | $500 |
| Low-fee ETF expense ratio (%) | 0.03% |
| High-fee ETF expense ratio (%) | 0.75% |
| Gross annual return (%) | 8% |
| Time period (years) | 30 |
| Result | Value |
|---|---|
| Fees paid over 30 years | $5,832 / $128,203 |
| Low-fee final value | $1,829,416 |
| High-fee final value | $1,519,296 |
| Difference | +$310,120 |
| Low-fee total fees | $5,832 |
| High-fee total fees | $128,203 |
Values shown are produced by this page in your browser; change any input to update them.
How to use the Expense Ratio Drag
- Initial investment ($) — default $100,000
- Monthly contribution ($) — default $500
- Low-fee ETF expense ratio (%) — default 0.03%
- High-fee ETF expense ratio (%) — default 0.75%
- Gross annual return (%) — default 8%
- Time period (years) — default 30
- Press Calculate to update the results instantly.