ETF vs Mutual Fund
Enter the investment amount, fees, and time horizon.
ETF final value
$0
Mutual fund: $0
ETF value
$0
Mutual fund value
$0
Difference
$0
ETF fees paid
$0
MF fees paid
$0
Fee savings
$0
Worked example
With the default inputs shown below, this calculator returns the following results:
| Input | Value |
|---|---|
| Initial investment ($) | $100,000 |
| Monthly contribution ($) | $500 |
| ETF expense ratio (%) | 0.03% |
| Mutual fund expense ratio (%) | 0.75% |
| Gross annual return (%) | 8% |
| Time period (years) | 30 |
| Result | Value |
|---|---|
| ETF final value | $1,829,416 |
| ETF value | $1,829,416 |
| Mutual fund value | $1,519,296 |
| Difference | +$310,120 |
| ETF fees paid | $5,832 |
| MF fees paid | $128,203 |
Values shown are produced by this page in your browser; change any input to update them.
How to use the ETF vs Mutual Fund
- Initial investment ($) — default $100,000
- Monthly contribution ($) — default $500
- ETF expense ratio (%) — default 0.03%
- Mutual fund expense ratio (%) — default 0.75%
- Gross annual return (%) — default 8%
- Time period (years) — default 30
- Press Calculate to update the results instantly.