Investment Return After Fees Calculator

Find out what return you actually keep once every layer of cost is taken.

πŸ“Š

Investment Return After Fees Calculator

Enter the gross return and each fee to see the net figure.

Net return after fees
β€”
Enter values above
Total cost drag
β€”
After-tax return
β€”
Value after one year
β€”
Gross needed for 6% net
β€”
Fees as % of gross
β€”

Worked example

With the default inputs shown below, this calculator returns the following results:

InputValue
Investment amount ($)50000
Gross return (%)8
Fund fee (%)0.6
Platform fee (%)0.25
Trading costs (%)0.1
Tax on gains (%)15
ResultValue
Net return after fees7.05%
Total cost drag0.95%
After-tax return5.99%
Value after one year$53,525
Gross needed for 6% net6.95%
Fees as % of gross11.88%

Values shown are produced by this page in your browser; change any input to update them.

How to use the Investment Return After Fees Calculator

  1. Investment amount ($) β€” default 50000
  2. Gross return (%) β€” default 8
  3. Fund fee (%) β€” default 0.6
  4. Platform fee (%) β€” default 0.25
  5. Trading costs (%) β€” default 0.1
  6. Tax on gains (%) β€” default 15
  7. Press Calculate to update the results instantly.

Frequently asked questions

Tax is applied to the whole gain, not just the portion above inflation, and it is charged on top of fees. In a taxable account, fees and tax together often take a third of a 8% gross return.
Bid-ask spreads, commissions and market impact. In a fund they are charged inside the portfolio rather than as a visible fee, which is why they are easy to overlook.
On investment platforms and brokerages, usually as an annual percentage of assets under administration. They range from zero at low-cost brokers to 0.5% or more for full-service providers.

Sources & references