Investment Return After Fees Calculator
Enter the gross return and each fee to see the net figure.
Net return after fees
β
Enter values above
Total cost drag
β
After-tax return
β
Value after one year
β
Gross needed for 6% net
β
Fees as % of gross
Worked example
With the default inputs shown below, this calculator returns the following results:
| Input | Value |
|---|---|
| Investment amount ($) | 50000 |
| Gross return (%) | 8 |
| Fund fee (%) | 0.6 |
| Platform fee (%) | 0.25 |
| Trading costs (%) | 0.1 |
| Tax on gains (%) | 15 |
| Result | Value |
|---|---|
| Net return after fees | 7.05% |
| Total cost drag | 0.95% |
| After-tax return | 5.99% |
| Value after one year | $53,525 |
| Gross needed for 6% net | 6.95% |
| Fees as % of gross | 11.88% |
Values shown are produced by this page in your browser; change any input to update them.
How to use the Investment Return After Fees Calculator
- Investment amount ($) β default 50000
- Gross return (%) β default 8
- Fund fee (%) β default 0.6
- Platform fee (%) β default 0.25
- Trading costs (%) β default 0.1
- Tax on gains (%) β default 15
- Press Calculate to update the results instantly.
Frequently asked questions
Tax is applied to the whole gain, not just the portion above inflation, and it is charged on top of fees. In a taxable account, fees and tax together often take a third of a 8% gross return.
Bid-ask spreads, commissions and market impact. In a fund they are charged inside the portfolio rather than as a visible fee, which is why they are easy to overlook.
On investment platforms and brokerages, usually as an annual percentage of assets under administration. They range from zero at low-cost brokers to 0.5% or more for full-service providers.