Net Worth by Age Calculator
Enter your age, net worth and income to see where you stand.
Your multiple of income
β
Enter values above
Benchmark multiple for your age
β
Benchmark value
β
Gap to benchmark
β
Next milestone
β
Age for the next milestone
β
Worked example
With the default inputs shown below, this calculator returns the following results:
| Input | Value |
|---|---|
| Your age | 35 |
| Net worth ($) | 120000 |
| Annual income ($) | 70000 |
| Result | Value |
|---|---|
| Your multiple of income | 1.7x |
| Benchmark multiple for your age | 2x |
| Benchmark value | $140,000 |
| Gap to benchmark | -$20,000 |
| Next milestone | 2x income |
| Age for the next milestone | Age 35 |
Values shown are produced by this page in your browser; change any input to update them.
How to use the Net Worth by Age Calculator
- Your age β default 35
- Net worth ($) β default 120000
- Annual income ($) β default 70000
- Press Calculate to update the results instantly.
Frequently asked questions
They follow the widely published guideline of one times income by 30, rising to ten times by retirement. They are a planning heuristic, not a guarantee that you will have enough.
For this comparison, exclude it. Retirement income comes from investable assets, and a house you live in does not pay you rent.
The gap figure is the useful part. Closing it comes from a higher savings rate, not from a higher return β chasing return to catch up usually adds risk instead of money.