Rate of Return Calculator

Calculate the total return and annualized return on any investment.

📈

Rate of Return

Enter the starting value, ending value, and time period.

Annualized return (CAGR)
0%
Total return: 0%
Total return
0%
Total gain
$0
Annualized return (CAGR)
0%
Simple annual return
0%
Money multiple
0x
Doubling time (Rule 72)
0 yrs

Worked example

With the default inputs shown below, this calculator returns the following results:

InputValue
Starting value ($)$10,000
Ending value ($)$18,000
Time period (years)5
ResultValue
Annualized return (CAGR)+12.47%
Total return+80.0%
Total gain+$8,000
Simple annual return+16.0%
Money multiple1.80x
Doubling time (Rule 72)5.8 yrs

Values shown are produced by this page in your browser; change any input to update them.

How to use the Rate of Return

  1. Starting value ($) — default $10,000
  2. Ending value ($) — default $18,000
  3. Time period (years) — default 5
  4. Press Calculate to update the results instantly.

Frequently asked questions

(Ending value − beginning value) / beginning value. Growing 10,000 into 13,000 is a 30% total return.
Total return covers the whole period; annualized (CAGR) converts it to a yearly rate. A 30% return over five years is 5.4% a year.
Yes. Total return includes dividends and interest, which for equities can add 2-3% a year to the price return.

Sources & references