Required Minimum Distribution
Enter your age and account balance to calculate your RMD.
Your RMD this year
$0
Life expectancy factor: 0
Your RMD
$0
Spouse's RMD
$0
Total RMD
$0
RMD as % of balance
0%
Monthly withdrawal
$0
Remaining after RMD
$0
Worked example
With the default inputs shown below, this calculator returns the following results:
| Input | Value |
|---|---|
| Current age | 75 |
| Traditional IRA/401k balance ($) | $500,000 |
| Spouse's IRA balance ($) | $200,000 |
| Marital status | Married |
| Result | Value |
|---|---|
| Your RMD this year | $20,325 |
| Your RMD | $20,325 |
| Spouse's RMD | $8,130 |
| Total RMD | $28,455 |
| RMD as % of balance | 4.1% |
| Monthly withdrawal | $2,371 |
Values shown are produced by this page in your browser; change any input to update them.
How to use the Required Minimum Distribution
- Current age — default 75
- Traditional IRA/401k balance ($) — default $500,000
- Spouse's IRA balance ($) — default $200,000
- Marital status — default Married
- Press Calculate to update the results instantly.