Balance Transfer
Compare your current card vs a balance transfer offer.
Total savings from transfer
$0
Payoff time: 0 months
Current card interest
$0
Transfer card interest
$0
Transfer fee
$0
Net savings
$0
Current payoff time
0 mo
Transfer payoff time
0 mo
Worked example
With the default inputs shown below, this calculator returns the following results:
| Input | Value |
|---|---|
| Current balance ($) | $15,000 |
| Current APR (%) | 22% |
| Transfer APR (0% intro) (%) | 0% |
| Intro period (months) | 18 |
| Transfer fee (%) | 3% |
| Monthly payment ($) | $500 |
| Result | Value |
|---|---|
| Total savings from transfer | $5,550 |
| Current card interest | $6,977 |
| Transfer card interest | $977 |
| Transfer fee | $450 |
| Net savings | $5,550 |
| Current payoff time | 44 mo |
Values shown are produced by this page in your browser; change any input to update them.
How to use the Balance Transfer
- Current balance ($) — default $15,000
- Current APR (%) — default 22%
- Transfer APR (0% intro) (%) — default 0%
- Intro period (months) — default 18
- Transfer fee (%) — default 3%
- Monthly payment ($) — default $500
- Press Calculate to update the results instantly.