Commute Time Wealth Loss Calculator

See how much your commute costs you in lost earnings and time.

🚗

Commute Cost

Enter your commute time, salary, and work days.

Lifetime wealth lost to commuting
$0
Time spent commuting: 0 years
Daily commute time
0 hrs
Annual commuting hours
0 hrs
Lifetime commuting hours
0 hrs
Lifetime commuting years
0 yrs
Hourly value of time
$0
Lifetime cost at half rate
$0

Worked example

With the default inputs shown below, this calculator returns the following results:

InputValue
One-way commute (minutes)45
Annual salary ($)$100,000
Commuting days per year230
Years of working40
ResultValue
Lifetime wealth lost to commuting$663,462
Daily commute time1.5 hrs
Annual commuting hours345 hrs
Lifetime commuting hours13800 hrs
Lifetime commuting years1.6 yrs
Hourly value of time$48/hr

Values shown are produced by this page in your browser; change any input to update them.

How to use the Commute Cost

  1. One-way commute (minutes) — default 45
  2. Annual salary ($) — default $100,000
  3. Commuting days per year — default 230
  4. Years of working — default 40
  5. Press Calculate to update the results instantly.

Frequently asked questions

Value it at your after-tax hourly rate, or a little less because you can sometimes work on the move. An hour a day at $25 is over $5,700 a year.
Divide the extra pay by the extra hours including commuting. A raise that adds £6,000 but two hours a week more usually works out at less per hour.
Negotiate hybrid days, use the commute productively, move closer even at higher rent, or change your start time to travel off-peak.

Sources & references