Currency Exchange Fee Calculator

See the true cost of currency exchange, including hidden fees and markup.

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FX Fee Calculator

Enter the mid-market rate and the rate you\'re being offered.

Total cost of exchange
$0
Effective rate markup: 0%
You receive
0
With mid-market rate
0
Hidden markup
$0
Total fees
$0
Effective markup %
0%
You lost
$0

Worked example

With the default inputs shown below, this calculator returns the following results:

InputValue
Amount to convert ($)$10,000
Mid-market rate1.08
Your offered rate1.06
Flat fee ($)$0
ResultValue
Total cost of exchange$9,608.67
You receive9433.96 units
With mid-market rate9259.26 units
Hidden markup$185.19
Total fees$-185.19
Effective markup %1.85%

Values shown are produced by this page in your browser; change any input to update them.

How to use the FX Fee Calculator

  1. Amount to convert ($) — default $10,000
  2. Mid-market rate — default 1.08
  3. Your offered rate — default 1.06
  4. Flat fee ($) — default $0
  5. Press Calculate to update the results instantly.

Frequently asked questions

Sources & references