DTI Ratio
Enter your income and debt payments to see your DTI ratios.
Back-end DTI (total debt)
0%
Front-end (housing): 0%
Front-end DTI (housing)
0%
Back-end DTI (total)
0%
Total monthly debt
$0
Monthly income
$0
Available for housing
$0
Status
β
Worked example
With the default inputs shown below, this calculator returns the following results:
| Input | Value |
|---|---|
| Annual gross income ($) | $100,000 |
| Monthly housing payment ($) | $2,000 |
| Monthly car loan ($) | $400 |
| Monthly credit card min ($) | $150 |
| Monthly student loan ($) | $300 |
| Other monthly debt ($) | $150 |
| Result | Value |
|---|---|
| Back-end DTI (total debt) | 36.0% |
| Front-end DTI (housing) | 24.0% |
| Back-end DTI (total) | 36.0% |
| Total monthly debt | $3,000/mo |
| Monthly income | $8,333/mo |
| Available for housing | $333/mo |
Values shown are produced by this page in your browser; change any input to update them.
How to use the DTI Ratio
- Annual gross income ($) β default $100,000
- Monthly housing payment ($) β default $2,000
- Monthly car loan ($) β default $400
- Monthly credit card min ($) β default $150
- Monthly student loan ($) β default $300
- Other monthly debt ($) β default $150
- Press Calculate to update the results instantly.