Certificate of Deposit
Enter the deposit amount, rate, and term to see the maturity value.
Maturity value
$0
Interest earned: $0
Interest earned
$0
Effective annual yield
0%
Monthly interest
$0
APY vs APR difference
0%
Worked example
With the default inputs shown below, this calculator returns the following results:
| Input | Value |
|---|---|
| Deposit amount ($) | $10,000 |
| APY rate (%) | 4.5% |
| CD term (months) | 12 months (1 year) |
| Result | Value |
|---|---|
| Maturity value | $10,459.40 |
| Interest earned | $459.40 |
| Effective annual yield | 4.59% |
| Monthly interest | $38.28/mo |
| APY vs APR difference | +0.09% |
Values shown are produced by this page in your browser; change any input to update them.
How to use the Certificate of Deposit
- Deposit amount ($) — default $10,000
- APY rate (%) — default 4.5%
- CD term (months) — default 12 months (1 year)
- Press Calculate to update the results instantly.