FD Calculator

Calculate the maturity value and interest earned on a fixed deposit.

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Fixed Deposit

Enter the deposit amount, rate, and term to see the maturity value.

Maturity value
$0
Interest earned: $0
Interest earned
$0
Effective annual yield
0%
Post-tax maturity (30%)
$0
Post-tax interest
$0
Monthly income option
$0
Inflation-adjusted real value
$0

Worked example

With the default inputs shown below, this calculator returns the following results:

InputValue
Deposit amount ($)$100,000
Annual interest rate (%)7%
Time period (years)5
Compounding frequencyQuarterly
ResultValue
Maturity value$141,478
Interest earned$41,478
Effective annual yield7.19%
Post-tax maturity (30%)$129,034
Post-tax interest$29,034
Monthly income option$691/mo

Values shown are produced by this page in your browser; change any input to update them.

How to use the Fixed Deposit

  1. Deposit amount ($) — default $100,000
  2. Annual interest rate (%) — default 7%
  3. Time period (years) — default 5
  4. Compounding frequency — default Quarterly
  5. Press Calculate to update the results instantly.

Frequently asked questions

Sources & references