Effective Yield After Fees Calculator

Calculate your investment's real return after all fees.

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After-Fee Yield

Enter the gross yield and all applicable fees.

Effective yield after fees
0%
Total fees paid: $0
Gross yield
0%
Total fees
0%
Effective yield
0%
Value without fees
$0
Value with fees
$0
Lost to fees
$0

Worked example

With the default inputs shown below, this calculator returns the following results:

InputValue
Gross annual yield (%)8%
Management fee (%)0.5%
Expense ratio (%)0.75%
Transaction costs (%)0.1%
Investment amount ($)$100,000
Time period (years)10
ResultValue
Effective yield after fees6.65%
Gross yield8%
Total fees1.35%
Effective yield6.65%
Value without fees$215,892
Value with fees$190,374

Values shown are produced by this page in your browser; change any input to update them.

How to use the After-Fee Yield

  1. Gross annual yield (%) — default 8%
  2. Management fee (%) — default 0.5%
  3. Expense ratio (%) — default 0.75%
  4. Transaction costs (%) — default 0.1%
  5. Investment amount ($) — default $100,000
  6. Time period (years) — default 10
  7. Press Calculate to update the results instantly.

Frequently asked questions

The return you keep once management fees, expense ratios and transaction costs are deducted. A 7% gross return with 1.5% of fees is 5.5% net.
Over 30 years, 1% a year on a $100,000 portfolio can cost more than $300,000 of final value, because the fee also loses its future growth.
Fund expense ratios, platform or custody fees, adviser fees, and any transaction or foreign exchange costs charged inside the account.

Sources & references